Employment Discrimination – 5 Tips For Effectively Presenting a Claim

Discrimination in the workplace is a serious problem for today’s workers. Unlawful employment discrimination creates a work environment in which the workers suffering discrimination are faced with an unpleasant and possibly illegal work situation. At its worst, the workers who are subjected to such  illegal actions may lose their jobs and even become unemployable.The only “good news” is that workers subjected to employment discrimination can protect themselves because such discrimination often is illegal. If an employee or job applicant thinks that he or she has been subjected to job discrimination, here are five tips that the worker should employ to make sure that his or her discrimination claim is given proper attention.1. The worker needs to know and understand the employer’s rules and procedures that apply when employment discrimination or harassment is alleged.If the worker wants his or her claims to be taken seriously by the employer, the worker has to properly bring an employment discrimination or harassment claim to the employer’s attention. If the worker follows the company’s rules, then he or she is in a better position to insist that the employer follow those same rules — including timetables for resolving the claims — as well.2. Make sure that the employer knows about any existing or potential employment discrimination.An employer can’t take action until it knows about a worker’s discrimination claims.3. Keep a record of claims and the steps taken to resolve the problems.An employer is unlikely to believe that there has been employment discrimination in its business unless it is confronted by believable claims with adequate proof. Accordingly, the worker must keep a detailed record of the alleged incidents. These records should include the names of the parties involved, when the alleged incidents took place, the names of any witnesses, and where the incidents took place. The employee or job applicant should also keep a detailed record of his or her actions taken to resolve the problems, including the details of conversations with company representatives.By taking these steps, the worker can show that he or she is taking this problem seriously and expects the company to reply in kind.4. If the worker has preserved any evidence of the alleged harassment or discrimination, he or she should keep it. Such evidence might include offensive objects or pictures.Evidence such as this will be helpful in authenticating and resolving the claims.5. Consider asking for the help of the Equal Employment Opportunity Commission (EEOC), which is the federal agency that deals with employment discrimination, or the state equal employment agency.It may be a good idea for an employee or job applicant to take their claims to the Equal Employment Opportunity Commission (EEOC), if they don’t think that the employer will pay proper attention to their complaint. The EEOC will then either investigate the claims itself, or ask the appropriate state agency to investigate. A worker can get EEOC help without obtaining an attorney, so he or she will not be faced with attorney fees at this stage. An employer may be willing to compromise with the worker if the EEOC concludes that the employer may have harassed or discriminated against the worker. However, if it does not appear that there will be a settlement, then the worker should retain an attorney to help with administrative hearings or judicial proceedings. An attorney will help the worker to get through administrative or judicial proceedings.If worker follows these tips, he or she will have presented their claim in the best way possible and  will have done their best to make sure that justice is done.

What Are My Health Insurance Options?

Health insurance is the most significant kind of insurance made available for Americans. There are different kinds of options available while selecting health coverage. However, the main aim of any health plan is to offer buyers with financial coverage that helps them to pay the cost of care during their illness.Health insurance also covers things such as lab tests, medicines, hospital beds, surgeries, X-rays and other medical expenses. Health coverage pays for costs of medical expenditure due to illnesses, disease, childbirth and accidents. Each plan is diverse and hence, it is best to check what kinds of services the plan covers when selecting and comparing health insurance policy.Private Sector Health Insurance is the most common form of health insurance. Health coverage varies from life insurance in several ways. First, people usually buy health coverage annually. Secondly, there is almost a 100% guarantee that the premium amount will increase every time the policy is renewed.Various Health Insurance Options:Health insurers ask insurance buyers to undergo medical tests before qualifying for coverage. Based on outcomes of these medical tests, buyers may or may not become eligible for coverage.Unfortunately, several people are going through tough times in their day-to-day life, since health and cash problems are important issues in recent years. Hence, it is better to have health coverage, so that any future emergencies get covered easily without spending lots of money.There are numerous policies available. Different service brokers and providers offer a wide range of health insurance to eligible people. The people, who cannot pay for premiums of medical insurance, may qualify for government health coverage through their state. There are two programs run by the US government, namely Medicaid and Medicare.Some regional counties also provide free health insurance coverage to uninsured people through certain programs that have federal subsidy. Many people believe that they cannot pay for premiums of health coverage offered by employers. Even for such people, there are quite a few health insurance options available.The first step to determining if company health coverage is affordable is to negotiate with the Human Resource department, and check if there are any plans that cater to employees’ needs. Such people also have the choice of researching for health insurance agents or brokers present in the online world. Indeed, this is a great way to find a free quote and contact many brokers easily.Conclusion:Finally, it is imperative to choose health coverage wisely. A policy is a lawful binding agreement. Buyers will have rights to health services and covered rate once they enter this contract.It is necessary for buyers to know their rights and be aware of the conditions of their chosen policy. Most buyers agree that, quality health insurance is the main benefit that firms offer to their employees. Remember to read the terms and conditions of the policy thoroughly. Buyers’ careless steps may prove to be mistakes, later. If you need to purchase your own health coverage you can use the following useful quote services below.

Sexual Health of Men!

The sexual health of men is not as complicated as that of women. Show a man a certain type of image and if his brain and nervous system are working properly to produce nitric oxide, then a response will usually occur. That’s not to discount any mental, emotional, and spiritual components but it is the physical component that has the greatest impact on man’s sexual health. This article will focus on what men can do to improve the physical component of their sexual health. The side benefit is that these suggestions can also positively impact your overall wellness and how you age.In all the information I gathered to prepare for this article, two overriding issues kept surfacing. These two health issues were consistently present. The first is hormone levels. The second is cardiovascular health. Most men would understand how hormone levels could apply but few ever consider cardiovascular health.Cardiovascular Health!Your cardiovascular health is as important to your sexual health as it is to your overall health. The reason why centers on the health of the endothelial cells that line the blood vessels of your body. The creation of nitric oxide occurs in these endothelial cells. Nitric oxide researchers believe that nitric oxide can correct up to 90% of all penile dysfunction. When the endothelial cells are damaged by high blood pressure, high sugar levels, cholesterol, and smoking this decreases nitric oxide production. Endothelial cells and their ability to produce nitric oxide are critical to the sexual health of men.Hormone Levels!At its simplest level, sex is just a hormone driven function designed to perpetuate the species. With that said, the sexual health of American men is in trouble. Testosterone levels have been decreasing over the last 20 years. Testosterone is the primary male sex hormone. It plays an important role in maintaining bone and muscle mass. Low levels of testosterone have been linked to lowered libido and diabetes. Diabetes can affect the endothelial cells of the blood vessels compounding the problem of lower testosterone levels.Over the past two decades, the level of testosterone in American males has decreased by 16 percent. Researchers don’t know why. But there are some clues. The recent Nurses’ Health Study revealed some important truths as they apply to women. Some of those truths also apply to the sexual health of men because they affect both hormonal levels and cardiovascular health.Additionally, as testosterone levels have decreased this has resulted in reduced muscle mass and tone, reduced metabolism and energy and an increase in body fat. Not a sexy combination! You can accept it and do nothing about it. Or, you can begin to live life by making healthier eating and exercise choices. Choices that will help your body actually be younger physically than your chronological age.You Have Control Over the Process!Every day you replace approximately 1% of your cells. That means that 1% of your body is new today, 1% is new tomorrow, and 1% is new each and every day of your life. You choose whether those new cells will be nourished properly or poorly. You choose whether you will have healthy and vibrant cells that act young. Or, sickly and sedentary cells that act old.The sexual health of your body will be affected by the choices you make. I call it “The 1% Solution!” and it will positively affect the cardiovascular and sexual health of your body.Choices Affecting Sexual Health!The Nurses’ Health Study highlighted five critical lifestyle and diet behaviors. They are:o Carbohydrates – Slow verses Fast!o Fats – Natural verses Artificial!o Protein – Animal or Plant!o Body Weight – Your BMI!o Exercise – Is It Important?If you look at this list, three critical components emerge: Diet, Weight, and Exercise! Now you might think that this only applies to women. It doesn’t! Each of these factors will affect your cardiovascular health and hormonal balance. Each of these factors also affects the health of your endothelial cells and their ability to produce nitric oxide. Nitric oxide production is the most important component to the sexual health of men. Let’s look at how all of these factors impact your sexual health.The Diet Component!You are what you eat and drink. The sexual health of your body and the cardiovascular health of your circulatory system will be greatly determined by your food and drink choices. These choices will also impact the potential for disease and how you age.Your first choice is in the area of carbohydrates. Are you choosing foods and drinks that are high in fast carbs (simple sugars)? If you are, then you need to understand that:o Fast carbs disrupt hormone levels.o Fast carbs create the potential for high blood sugar that can lead to diabetes.o High blood sugar can damage the endothelial cells of your blood vessels reducing the production of nitric oxide which is critical for good sexual and cardiovascular health.Learn to consume foods that are high in slow carbs (complex carbohydrates). Slow carbs will help to keep your blood sugar levels normal and your hormonal levels balanced. Drink water instead of sugary drinks and diet sodas. Drinking water hydrates your system, helps you balance your hormone levels, and aids in weight management.Your second choice is in the area of fats. Eliminate all trans fats from your diet and replace them with natural, heart-health fats. The Nurses’ Health Study clearly showed how disruptive trans fats are to fertility in women. As little as four grams of trans fat (the equivalent of two tablespoons of stick margarine, one medium order of French fries or one doughnut) began to disrupt their hormonal balance.How much of your diet consists of trans fats from fast food restaurants? How many orders of French fries and doughnuts have you consumed at work? Although I can’t give you any hard research on men, it makes sense that we can be as affected by trans fats as women are. It’s time that you incorporate foods that are rich in omega-3 fatty acids (such as wild, cold-water fish, walnuts, and flax seeds) since essential fats help to balance hormone levels and promote healthy cell function.Your third choice is in the area of protein. According to the Nurses’ Health Study, women who got their protein from plant sources rather then from animals took a big step toward improved fertility. Animal protein can adversely affect your sexual health. It also has a direct influence on cancer!If you’re not willing to give up your beef, pork or chicken, then invest the time, energy and extra cost to make sure that these sources of protein are hormone free. This also applies to your dairy products. Much of the industry still relies on hormonal injections into their livestock to help increase food production. Eating meat from these animals and their byproducts will affect your hormonal levels. If you’re not willing to switch to plant-based protein sources, then make sure your meat and dairy sources are hormone free.The Weight Component!Like it or not weight impacts the sexual health of your body. Why? Because fat interferes with your hormonal balance! Fat also stresses your cardiovascular system. This additional stress on your cardiovascular system will compromise the sexual health of your body. Currently, 66% of Americans are overweight with at least a third being obese. Diets are not the answer. America has been dieting for the last 50 years. It has had no real impact on slowing down overweight and obesity rates.You need a paradigm shift from “dieting” to “healthy eating”. Make food choices based on how it will improve your health and wellness, not on how it will impact your weight. Most people who do this see their weight stabilize or decrease.The Exercise Component!Exercise is important for both sexual and cardiovascular health. Inactivity saps the body of its ability to respond to insulin and makes you less efficient in absorbing blood sugar. A study from the Electronic Journal of Human Sexuality highlighted that people who exercised on a regular basis:o Feel better about themselves.o Think they are more sexually desirable.o Experience greater levels of satisfaction.It’s always important to check with your physician or health care provider before you start an exercise program. Once you have their OK, than strive to get at least 30 minutes of exercise per day. Aerobic exercises like walking, jogging, biking, and swimming are important and seem to increase circulation to the pelvis and the reproductive organs. But don’t forget about strength training exercises. Strength training exercises will help you maintain bone health and density. Additionally, strength training exercises will increase your spatial awareness. This is a very positive feeling that improves your overall well being.The Nitric Oxide Component!You cannot live without nitric oxide. Your cardiovascular system could not function properly without nitric oxide. The sexual health of your body revolves around the production of nitric oxide. Nitric oxide production is dependent upon the health of the endothelial cells of your blood vessels, and adequate supplies of the essential amino acid L-arginine.High blood pressure, high sugar levels, high cholesterol levels and smoking all affect your endothelial cells in a negative way. Damage to these endothelial cells will reduce nitric oxide production. This can compromise the blood flow to the sexual organ resulting in reduced sensitivity and/or erectile dysfunction.Since nitric oxide is synthesized from the essential amino acid L-arginine, your diet needs to include protein sources and/or supplements that contain this amino acid. It needs to be emphasized that L-arginine is not a hormone and it is not testosterone. However, when properly brought into the body it can cross the blood-brain barrier to signal the hypothalamus to naturally trigger the pituitary gland to produce growth hormone. This is the key to eliminating any negative side effects typically associated with hormone supplements like DHEA and HGH.Please note that L-arginine has a dark side and can cause some serious side effects. Read my article, “L-arginine, Nitric Oxide and Sexual Health!” for more information on this essential amino acid.Conclusion!If you continue a life of inactively, animal protein intake, sugary drinks, foods made from refined grains, increased body fat, and inadequate nitric oxide production, then you will become part of the new reality for America. This new reality includes epidemic increases in diabetes, continued high levels of cardiovascular disease and stroke, continued high levels of cancer, and poor sexual health especially for those over the age of 40. As Aristotle said, “We Are What We Repeatedly Do!”By taking the necessary steps to improve your diet, manage your weight, exercise properly and increase your body’s ability to produce nitric oxide you will experience positive changes in the sexual health of your body. If you repeatedly take these positive steps you will also improve your wellness and slow down your aging.One Final Thought!Although the hormonal balance between men and women are different, the process of change is the same. Many of the steps that improve the sexual health of men will also help improve the sexual health of women. Encourage your spouse or partner to implement these changes with you. If you both take the steps to improve your health, then you will both be reward in the bedroom, and in living your life to its fullest.Until next time, may we both age youthfully!